TAG | Money

Mar/11

How can you get into a home without any money down, bad credit and substancial debt?

2 Comments · Posted by admin in Credit Debt

Question by chelsy132: How can you get into a home without any money down, bad credit and substancial debt?
I have been in and out of the hospital and am unable to work , my husband makes over ,000 a year but we are a family of 5 crammed into a 2 bedroom apt. He has student loans and bad credit from divorce. He had a home from his previous marriage, but I have never been a home owner. The question is how can we get out of this hole we are in and start moving on with our life? Iwant to try to be in a home b4 my 3 yr old son starts school.. because the schools where I currently live are unsatisfactory. we currently pay 0 a month in rent .. which is more than most of my friends house payments so I am wondering how do I get started trying to improve our situation and get into a home .. with ,000 in debt each month and no way to possibly save for a down payment of any kind. We have paid our rent every month, that is one thing we do make sure gets paid . have been in and out of the hospital and am unable to work , though we have not asked or have been receiving any assistance what so ever. My conditions include spinal bone growths, organ failure and chronic pain , which makes it difficult to just care for my son and my 2 step sons (which are all under the age of 12), Since my doctors have told me I am physically unable to work right now options for going back to work are not really there. My husband works 12 hour days at his job, that he has held for over 7 years. We have 1 car( that is paid off). Our rent of 0 a month that we do pay does not include our utlities or anything else. Our phone bills, electric, cable, water all get paid as well and we have a good payment history with them as well. Our credit debt includes :my husbands government student loans, credit cards from his previous marriage, and one month of car insurance not paid by me after I went into the hospital.
we are looking for a home in the -0k price range .. so that we can make our payments.

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Credit · Debt · down · Home · into · Money · substancial · without

Mar/11

Improve Credit – New Generation Money Building Guide

No comments · Posted by admin in Improve Credit

Improve Credit – New Generation Money Building Guide

Improve Credit – New Generation Money Building Guide

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Building · Credit · Generation · Guide · Improve · Money

Feb/11

Can you do your own credit check for free or less money when renting an apartment?

No comments · Posted by admin in Credit Check

Question by Anne R: Can you do your own credit check for free or less money when renting an apartment?
I am looking at apartments and one want to charge me a 0 credit check fee, I thought I read once that you can bring in your own credit check that you can get online. Does anyone know about this and what site to use? Thank you!

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Apartment · check · Credit · Free · less · Money · renting

Jan/11

To boost my credit score is it better to use money to pay off a federal tax lien or credit debt?

5 Comments · Posted by admin in Credit Debt

Question by A.J. G: To boost my credit score is it better to use money to pay off a federal tax lien or credit debt?
I have some cash and want to improve my credit score. I have an IRS tax lien for about the same amount as my outstanding credit card balances. What would be a better action? Should I pay off the tax lien, currently on installment, or should I pay off credit card debt?

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Better · Boost · Credit · Debt · Federal · lien · Money · Score

Jan/11

Is Hiding Money From a Spouse Financial ‘Cheating?’

No comments · Posted by admin in Credit Bureau Report

Is Hiding Money From a Spouse Financial ‘Cheating?’
Dave Says: How do you tell your wife you’ve been hiding money from her and what is the best way to close a credit card account after paying off your balance?
Read more on FOX Business

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'Cheating' · Financial · from · Hiding · Money · Spouse

Dec/10