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Q&A: How does an never used credit card report on my credit report?
7 Comments · Posted by admin in Credit Card Report
Question by zoila: How does an never used credit card report on my credit report?
If I have a credit card that I do not use, how does this account reflect on my credit report? Does it show an open account in good standing?
Best answer:
Answer by Mel
yeah but you’d better use it once a year cause they will close it, then your score goes down a tad. I had to use my walmart card yesterday cause I hadn’t used it this year. I’ll use it again next year. My credit score is really high.
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Card · Credit · Credit Card Report · Credit Report · Credit Score · mpa · never · Report · tad · used · walmart · zoila
7 comments
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Smokies Hiker · May 16, 2010 at 12:14 pm
Even if you never use this credit card, it has a certain number of dollars,
( say $25,000 ), “available” for you to use ( borrow ). As long as you hold the card and this amount is available for your use, it will be reflected on your credit reports. It will likely be listed as an open account and in good standing.
Serene E · May 16, 2010 at 1:12 pm
It shows on there but there’s no score or anything. Just a listing of all open accounts. If you call and close the account it will get taken off.
wild-man of Borneo · May 16, 2010 at 1:20 pm
Look in the real world.
Decode this lyrics ” You’ll see ”
“Wonderful world”
“Don’t know much”
With the recent opening of a new bank in town?
Start signing the credit card?
Luke 21.30-36
Luke 9.25,55-56,60
Luke 24.44-45,47-48
What do you think?
Sonu · May 16, 2010 at 1:55 pm
. It will likely be listed as an open account and in good standin
Brandon · May 16, 2010 at 2:22 pm
You can use this credit monitoring service to pre-estimate future scores for different scenarios of such payments – credit-report-score.10001mb.com
Sapna · May 16, 2010 at 3:15 pm
I hadn’t used it this year. I’ll use it again next year. My credit score is really high.
terresa · May 16, 2010 at 3:36 pm
hi,
if you are looking for the best credit report site, check out this site
http://Credit-Report-Online-USA.com
Here you can get your Free Credit Score and Report
hope this help,