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How does an never used credit card report on your credit report?
2 Comments · Posted by admin in Credit Card Report
Question by laurence ritchie: How does an never used credit card report on your credit report?
If I have a credit card that I do not use, how does this account reflect on my credit report? Does it show an open account in good standing?
Best answer:
Answer by mel mel
every time you even fill out the application it shows a hit on the report.
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Card · Credit · never · Report · used
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Mr. Mike · August 5, 2010 at 6:06 pm
It shows an open account with a potential for debt. Depending on how high your limit is on this card, it could hurt your overall score.
Best to charge a couple of things on it and keep a low balance. Pay it off completely a couple of times a year.
Credit scoring is like voodoo.
margie · August 5, 2010 at 6:48 pm
It shows on your credit report as X number of dollars credit allowed, zero for maximum use and zero for outstanding balance. But it does a
dd to your credit score just because someone issued it to you.
if you are looking for the free credit report usa national site, check out this site
http://free-credit-report-national.com/
Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating.