Question by Perry: How does an never used credit card report on the credit report?
If I have a credit card that I do not use, how does this account reflect on my credit report? Does it show an open account in good standing?

Best answer:

Answer by Random
Usually poorly, though it is not DEBT, it is Potential Debt. You need revolving credit, but you want to get rid of any dead cards that you have just floating around. Including cards to department stores.

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Card · Credit · credit cards · Credit Report · debt management plan · department stores · home equity loan · knowledge banks · money game · mortgage officer · never · pockets · Report · revolving credit · used

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